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"Has Saving Money in these tough economic times become a priority for you?"

The bills are piling up. The car just broke down. The kids need new school clothes and YOU need a vacation! Sound familiar?

I feel your pain. I’ve been there plenty of times, in fact- I was laid off in the summer of 2009 and things just haven't been the same since...

Saving money can be tough, especially when you like to dine in nice restaurants, wear great clothes, give your children the best of everything life has to offer and travel 2 or 3 times a year. I am "that" woman, hence why I feel the need to research and share my findings with others.

Being laid off forced me to re-evaluate my priorities and figure out ways to be resourceful. Granted, I still went out and got a job shortly thereafter, but the money is not the same and I would be lying if I said I don't like the things money can buy...

I want to help by sharing my learnings with you. My belief is there is strength in numbers. With more of us sharing ideas and swapping tips, we can develop healthier attitudes towards saving money.

It’s not about how much we make, it’s about living within our means. Saving has to become part of the everyday routine or habit. That doesn't mean we can't have fun doing it.

I would like to prove that we don't need to be rich to enjoy the finer things. Remember: It's the journey, not the destination- and the "finer things" are sometimes the simple pleasures.

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Your Guide to Saving Money Smarts

Throughout the site, I have implemented eye-catching visual references to help you along the money saving path...

The adorable pink piggy bank, designed by my friend Tristan, is used when I believe there is a great "Saving Money Smarts" tip for all my visitors.No complicated information here, just easy steps to get the desired solution to your problem! Some tips are ones I've personally used for years and others have been submitted by my loyal visitors.

Ah Yes! The prized "Diamond in the Rough" represents a hidden jewel of money savings. A bargain hunters dream.

This gem highlights some of the best deals I've come across!

Money Saving Mama

This is me, a Money Saving Mama. Yes, while it's true that I love money and the luxuries it provides for, I haven't forgotten that I come from humble beginnings and I take pride in finding bargains wherever I can.

When you see this icon, that's because I am personally recommending a product or service.

This doesn't mean it's for everyone, it simply means I have been there or have tried the product/ service and feel it was great value for the money.

Caution

The Caution sign can be found when I have discovered something that requires a more in-depth investigation...a.k.a Buyer Beware!

Proceed carefully when this warning appears, as when it comes to money- what you don't know may cause you trouble downstream. Potential costly mistakes can and should be avoided if at all possible.

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Let's Get Smart about Saving Money and Increasing our Net Worth

So now that you're here, you have a choice.

You can decide that you prefer to do the leg work yourself and set off to research practical money saving tips elsewhere (sniff! sigh....)

You can make yourself at home and get comfy browsing within the site. Join us on our adventures in bargain hunting, in return keeping your hard earned dollars where they belong - In YOUR pocket.

I am working diligently to ensure this site remains user friendly, easy to navigate and chalk full of intelligent yet painless tips for saving money.

Let's get started...

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Quotes to Ponder

"My problem lies in reconciling my gross habits with my net income."-Errol Flynn

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Start saving money today with tons of practical Money Saving Tips, Frugal Family Fun, Thrifty Recipes and Crafts, Discount Travel Ideas and other Wallet Friendly tricks.

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SavingMoneySmarts.com delivers practical tips to save money, informative articles on personal finance and plenty of inspiration for the thrifty and frugal minded. Whether you are a newbie at saving cash or a penny-pinching grandma, we have loads of material for eager learners to gobble up. Money Management is about to get easier!