saving_money

"Has Saving Money in these tough economic times become a priority for you?"

The bills are piling up. The car just broke down. The kids need new school clothes and YOU need a vacation! Sound familiar?

I feel your pain. I’ve been there plenty of times, in fact- I'm dealing with the harsh reality of having been laid off last summer (2009) and things just haven't been the same since...
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Saving money can be tough, especially when you like to dine in nice restaurants, wear great clothes, give your children the best of everything life has to offer and travel 2 or 3 times a year. I am "that" woman, hence why I feel the need to research and share my findings with others.

Being laid off forced me to re-evaluate my priorities and figure out ways to be resourceful. Granted, I still went out and got a job shortly thereafter, but the money is not the same and I would be lying if I said I don't like the things money can buy...

I want to help by sharing my learnings with you. My belief is there is strength in numbers. With more of us sharing ideas and swapping tips, we can develop healthier attitudes towards saving money.

 

It’s not about how much we make, it’s about living within our means. Saving has to become part of the everyday routine or habit. That doesn't mean we can't have fun doing it.

I would like to prove that we don't need to be rich to enjoy the finer things. Remember: It's the journey, not the destination- and the "finer things" are sometimes the simple pleasures.


Your Guide to Saving Money Smarts

Throughout the site, I have implemented eye-catching visual references to help you along the money saving path...

 

piggy_bank_imageThe adorable pink piggy bank, designed by my friend Tristan, is used when I believe there is a great "Saving Money Smarts" tip for all my visitors.

No complicated information here, just easy steps to get the desired solution to your problem! Some tips are ones I've personally used for years and others have been submitted by my loyal visitors.

 

diamond in the roughAh Yes! The prized "Diamond in the Rough" represents a hidden jewel of money savings. A bargain hunters dream.

This gem highlights some of the best deals I've come across!

 

piggy_bank_imageThis is me, a Money Saving Mama. Yes, while it's true that I love money and the luxuries it provides for, I haven't forgotten that I come from humble beginnings and I take pride in finding bargains wherever I can.

When you see this icon, that's because I am personally recommending a product or service.

This doesn't mean it's for everyone, it simply means I have been there or have tried the product/ service and feel it was great value for the money.

 

caution signThe Caution sign can be found when I have discovered something that requires a more in-depth investigation...a.k.a Buyer Beware!

Proceed carefully when this warning appears, as when it comes to money- what you don't know may cause you trouble downstream. Potential costly mistakes can and should be avoided if at all possible.

Let's Get Smart about Saving Money and Increasing our Net Worth

So now that you're here, you have a choice.

You can decide that you prefer to do the leg work yourself and set off to research practical money saving tips elsewhere (sniff! sigh....)

OR

You can make yourself at home and get comfy browsing within the site. Join us on our adventures in bargain hunting, in return keeping your hard earned dollars where they belong - In YOUR pocket.

I am working diligently to ensure this site remains user friendly, easy to navigate and chalk full of intelligent yet painless tips for saving money.

Let's get started...

Money Saving Blog - Thoughts on Thrift
My Money Saving Blog is the place to find out What's New at SavingMoneySmarts.com. My newest additions to the site will be posted here along with ideas for maintaining a healthy budget, discount discoveries and hot deals I come across in my research.

About the Woman behind SavingMoneySmarts.com
My humble beginnings and the journey that followed...

Life's Simple Pleasures
It's true! Some of best things in life are free!

How to Absolutely Save Money!
Discover the #1 way to absolutely save money

Dealing with Debt - Debt Free Living is Possible
Find solid information to help you in dealing with debt. A debt free life is a life of abundance.

Money Savings for Popular Topics of Interest
Saving Money for College? A Wedding? Retirement? There are plenty of popular categories in this section, to help you save money on all sorts of things.

Saving Money Quotes: Discover Saving Money Quotes to Inspire!
Discover Saving Money Quotes to Inspire! Join us at SavingMoneySmarts.com for adventures in bargain hunting. Enjoy practical money tips along the way!

Money Saving Travel Tips: Don't Blow your Budget! These tips just make Sense...
Discover Money Saving Travel Tips to keep more of your hard earned cash in your pocket! Join us at SavingMoneySmarts.com for adventures in bargain hunting. Enjoy practical money tips along the way!

Cheap Family Vacations: Great Ideas and Tips for families on a budget
Considering a Family Getaway? Find Ideas and Cheap Family Vacations at SavingMoneySmarts.com.

Searching for Cheap Romantic Vacations?
No need to spend a fortune, experience bliss on a budget! Find Cheap Romantic Getaways to explore with the one you love. Share your Story about a wonderful romantic destination you've been to with all of us.

Stretch your Dollar further with these Grocery Saving Tips and Tricks
Searching for Great tips for Grocery Savings? Shop aisle by aisle through the saving ideas I've shared, find great tips for kids school lunches that are affordable and share your money saving tips!

Cheap Healthy Recipes - Need some frugal ideas for Dinner?
The hunt is over. If you want some great ideas for affordable meals, take a peek at the cheap recipes section.

Household Money Saving Tips!
Household financial bliss begins with implementing these simple Household Money Saving Tips. DIY, House Cleaning, Budget Gift Giving, Energy Savings and Lots more!

Savings in each Room of the House
How to Save Money in each of your rooms. Tons of great ideas for you to browse through.

Save Money every Season of the Year with SavingMoneySmarts.com
Money Saving Tips and Tricks to use Winter, Spring, Summer and Fall. Popular Holiday thrifty tips to enjoy and implement.

Discount Insurance: Valuable Information to tap into
Looking for Discount Insurance Quotes? Check out this page for valuable information on insurance discounts and save money!

Once you have some money saved, what do you do? Open an Online Savings Account!
Is there a difference between a traditional savings account and an online savings account? You can bet your bottom dollar there is!

Free Annual Credit Report: Information you need to know
There is only one authorized source for your Free Annual Credit Report. Learn More at SavingMoneySmarts.com!

Good Fortune Ambassadors
Good Fortune Ambassadors for SavingMoneySmarts.com are individuals who contribute content on a regular basis to topics they can relate to, as a result of their expertise or knowledge about a particular topic.

Building a Website with SBI! is Changing my Life for the Better!
Building a Website is not for everyone, but if you have a hobby or passion that you'd like to share with the world, then you may be interested in reading part 2 of my "About Me" story.

SavingMoneySmarts.com Site Policies
The legal stuff

Compensated Advertising
All about the SavingMoneySmarts.com Internet Advertising Policy.

Value Exchange - Link to Us
I exchange links and articles with high quality, relevant sites that will enhance the experience of my site's visitors.


SavingMoneySmarts.com is dedicated to helping you Save Money and Live Better!

Start saving money today with tons of practical Money Saving Tips, Frugal Family Fun, Thrifty Recipes and Crafts, Discount Travel Ideas and other Wallet Friendly tricks.

Saving tip: Some of the biggest things you have to save for can be less stressful if handled as early as possible. For example, in Canada, parents of newborns can open an RESP / REEE (Registered Education Savings Plan), which can be contributed to at any time by anyone to fund a child's post-secondary education!

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