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SavingMoneySmarts.com - Site Policies

 
Disclaimer – Yes, it’s boring I know…
 
ALL ARTICLES AND MATERIAL DISPLAYED ON THIS WEB SITE IS FOR INFORMATION ONLY AND IS NO SUBSTITUTE FOR SPECIFIC ADVICE.
 
While I strive to provide my visitors with guidance and useful tips for saving money, this web site is for informational purposes only.  SavingMoneySmarts.com is not meant to replace the advice or services of a competent legal or financial advisor.

Content

The information contained in this website is for general information purposes only. I strive to keep the information up to date and correct but I make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. 
 
Permission is given for the downloading and temporary storage of one or more of these pages for the purpose of viewing on a personal computer. The contents of this site are protected by copyright under international conventions and, apart from the permission stated, the reproduction, permanent storage, or retransmission of the contents of this site is prohibited without the prior written consent of SavingMoneySmarts.com
 
Some links within this website may lead to other websites, including those operated and maintained by third parties. SavingMoneySmarts.com includes these links solely as a convenience to you, and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents (exceptions may apply). 
 
This website and its contents are provided "AS IS" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Reproduction, distribution, republication, and/or retransmission of material contained within this website are prohibited unless the prior written permission of SavingMoneySmarts.com has been given.

Privacy Policy 

I do not share the information you provide to me with anyone. My Privacy Policy outlines the details. 

Loss or Damage

In no event will I be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. 

Disclosure of Affiliations

The Federal Trade Commission requires that SavingMoneySmarts.com disclose any relationship that exists between a product manufacturer or service provider when a review or recommendation about a product or service is given on this site. 
 
SavingMoneySmarts.com contains advertising and some contextual affiliate marketing links, for which payment in the form of commissions or fees may be made to SavingMoneySmarts.com for referrals or sales of the products and/or services we write about or review. The compensation received from these sources help defray the operational and management cost for operating this web site. 
 
All websites and/or blogs in the United States of America, for which products or services are reviewed or recommended to the consumer, must now have a disclosure policy as part of that review of a particular product or particular service being reviewed. If one is not present, the reviewer may be in violation of the law as instituted by the Federal Trade Commission. While I operate this site from Canada, many of my visitors reside in the US therefore I feel it appropriate to include an internet advertising policy on this site. If you would like to learn more, please visit my internet advertising policy page.

Links to External Websites

Through this website you are able to link to other websites which are not under the control of SavingMoneySmarts.com. I have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them, though I strive to only link to top quality websites which contain information relevant to my visitors.

Website Availability

Every effort is made to keep SavingMoneySmarts.com available and running smoothly. However, SavingMoneySmarts.com takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond my control. (It is technology you know!) 

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SavingMoneySmarts.com delivers practical tips to save money, informative articles on personal finance and plenty of inspiration for the thrifty and frugal minded. Whether you are a newbie at saving cash or a penny-pinching grandma, we have loads of material for eager learners to gobble up. Money Management is about to get easier!

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